Fixed indexed annuities are insurance products that provide guaranteed income in retirement, while also offering growth potential linked to the performance of a market index. They protect principal from market losses but allow for upside potential, making them a balance between safety and growth.
Provide guaranteed lifetime income options
Protect principal from stock market downturns
Offer growth potential tied to an index (like the S&P 500)
Allow for tax-deferred accumulation of earnings
Flexible payout options to fit retirement needs
Long term care insurance helps cover the cost of services and support needed when someone can no longer perform everyday activities on their own due to aging, illness, or disability. It provides financial protection for care received at home, in assisted living, or in a nursing facility.
Use it to:
Cover the costs of home health aides, assisted living, and nursing homes
Help pay for daily support with activities like bathing and dressing
Reduce the financial burden on family caregivers
Protect savings and retirement assets from being depleted by care costs
Medicare Advantage plans (also called Medicare Part C) are an alternative to Original Medicare that bundle hospital, medical, and often prescription drug coverage into a single plan. They may also include extra benefits like dental, vision, and wellness programs.
Medicare Advantage:
Combines hospital, medical, and often prescription coverage
May include extra benefits such as dental, vision, or hearing
Offers coordinated care through a single plan
Includes out-of-pocket cost limits for added financial protection
Provides various plan options to fit different health and budget needs
Protect savings and assets from healthcare and long-term care costs.
Ensure consistent, tax-deferred growth and lifetime income in retirement
Access coordinated medical, prescription, and wellness benefits.
Reduce stress for you and your family while planning for the unexpected.
Pre-retirees preparing for consistent income and healthcare needs
Seniors seeking to protect assets and maintain independence
Families looking to reduce financial stress from healthcare or long-term care
Anyone who wants confidence and peace of mind in retirement
Executive Bonus Plan
Key Man Insurance
Buy Sell Agreement
Succession Plan
Fixed Indexed Annuities
Long Term Care Insurance
Medicare Advantage Plan
Wills & Trust
Power of Attorney
Quit Claim Deeds
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